4 Simple Budget Money Tips

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Unless you’re a Saudi Prince or a Texan oil tycoon, there’s a good chance there will come a time in your life where you need help with money, whether it’s making money or ways to save money. Sometimes it’s easy to borrow money from a friend or take out a loan from a PaydayLoan Company, but these are not the best options in the long term.  If you have a laptop then there are plenty of opportunities to budget with what you have or raise some funds. Here’s a few tips for the average joe to try out and hopefully save a bit of money.

1. Make a list, check it twice.

Budget each month and stick to it. There is nothing worse than getting to three weeks before the end of the month and realising you’ve blown all your money within a week, so plan ahead.  Make a note of all your bills, how much you need to live off each and what’s leftover (if any). That way, by sticking to your budget there won’t be any nasty surprises later on.

2. Go Cheap

Buying store brand food and other products may seem like a cardinal sin, but honestly; it’s not that bad. Most folk don’t realise that store brand food is usually made the same place as the real McCoy. As for other products, do you really care the name of the stuff you’re cleaning your toilet with? Why pay three times as much for the name of a brand when the cheaper brand does the same job?

3. Freelance

There are plenty of ways of making money quickly, one of the easiest ways is by doing freelance work. There are several sites you can go on such as Upwork, or apps you can download. Sign yourself up for some quick work you can do from home. This can be anything from reviewing products to proofreading someone’s screenplay, designing a logo to creating the story to a video game.
There are tonnes of people looking for someone to do a quick job for them and there is no limit to the amount you can do. The only thing to bear in mind is you will probably not be the only person applying for the job, so keep trying till you get a bite!

4. Stock up

By buying certain items in bulk when you can afford to will save you in the long run. Stuff like cleaning products, toiletries, food that’s not perishable, can be bought online or from wholesale stores for a fraction of what it would cost buying a standard amount every week or month. This means more money next time around when you don’t need to fork out for the same stuff cause you’ll still have it. This can also be applied to frozen food like pre-cut vegetables, often looked down upon they are actually arguably better than buying from the fresh aisle in the supermarket. People often does realise that the frozen stuff is picked and prepared and frozen within an hour or so, and yet those tomatoes have been sat in a tray all day under the shop lights. Having a bag of frozen vegetables means they stay fresh and ready to go, and can be used for several meals, saving more money again.